Mortgage Lending Specialist
Job Description
The opportunity
Apply mortgage-lending knowledge to expert content that tests AI’s understanding of a loan from application through financing and sale. Each exercise defines the product and jurisdiction, allowing you to explain both financial calculations and the limitations of the evidence supplied.
What you will work on
• Create origination scenarios covering application information, supporting documentation and the questions needed to assess repayment capacity and property-related assumptions.
• Review underwriting calculations and explanations, checking income treatment, debt obligations, loan terms and valuation inputs against the rules supplied for the task.
• Evaluate descriptions of secondary-market mechanics and the way loan characteristics affect eligibility, pricing or transfer of risk.
• Assess AI explanations of borrower communications and consumer-protection requirements, identifying missing disclosures, unsupported eligibility conclusions or confusion between products.
Relevant qualifications
• Practical mortgage-lending knowledge covering origination, underwriting, secondary-market processes and relevant regulatory compliance.
• Ability to trace lending calculations, interpret documentation and explain product-specific rules clearly. Describe the mortgage products and jurisdictions in which you have direct experience; assignments should reflect that expertise.
Deliverables
Illustrative loan files, worked calculations, decision rationales and detailed feedback on model outputs. Identify which facts support the answer, what remains unknown and how a changed assumption affects the result. Content is prepared for training and evaluation, without making decisions on real borrower applications.
Engagement and pay
Remote expert content and AI evaluation work. Advertised pay: $55 – $100/hr USD. The agreed rate, assignment scope, schedule and expected hours will be confirmed before work starts. Use public, synthetic or explicitly authorized material. Keep employer information and client records confidential; assignments do not include live client transactions.