Financial Fraud Investigator
Job Description
The opportunity
IXO is seeking fraud-investigation practitioners to assess how AI interprets suspicious activity and explains its reasoning. The work emphasizes evidence quality, alternative explanations and sensitivity to people affected by a potential fraud.
What you will work on
• Build controlled cases involving cards, ACH, wires, account takeover, authorized-payment scams or synthetic identities within your expertise.
• Review AI-generated timelines and scheme assessments for factual consistency, missing evidence and conclusions that overstate what the records establish.
• Explain how transaction patterns, account behavior and contextual information affect an investigation, distinguishing indicators from proof.
• Evaluate suggested changes to detection rules or models, including the tradeoff between missed incidents and unnecessary customer disruption.
• Create clear investigator questions and escalation notes, using language that treats potential victims fairly and avoids unsupported accusations.
Relevant experience and qualifications
• Highlight hands-on financial-fraud investigation, scheme analysis or detection work and the payment channels you understand.
• Describe your approach to assembling a case from fragmented records and documenting both the findings and remaining uncertainty.
• Show how you communicate an investigative judgment to another reviewer, identify unresolved questions and explain why a particular interpretation is better supported than an alternative.
Deliverables
Case timelines, evidence summaries, annotated findings and review criteria for AI-generated investigation narratives. Reference answers should explain why a conclusion is warranted and what information could change it. Assignments use controlled material and do not require contacting customers, accessing live accounts or conducting investigations on IXO’s behalf.
Engagement and pay
This is remote, paid expert work for AI training and evaluation. The advertised rate is $80 – $140/hr USD. Your agreed rate, assignment scope, schedule and expected workload will be confirmed before work begins. Use public, synthetic or explicitly authorized materials; do not submit confidential employer or client information.